What Is a Medicare Health Insurance Broker and How Can They Help You

A Medicare health insurance broker is a licensed, independent professional who helps individuals explore, compare, and enroll in Medicare insurance plans. Unlike agents who represent a single insurance company, brokers work with multiple insurance providers, offering unbiased guidance and a wide range of plan options tailored to each client’s healthcare needs and budget. From Original Medicare and Medicare Advantage plans to Part D prescription drug coverage and Medicare Supplement (Medigap) policies, a broker simplifies the enrollment process, explains coverage details, and ensures you’re choosing the most suitable plan. Their services are typically free to clients, as brokers are compensated by insurance carriers, making them a valuable, no-cost resource for Medicare beneficiaries.