How a Medicare Insurance Broker Helps You Choose the Best Coverage

A Medicare insurance broker is a licensed and independent professional who helps individuals understand and enroll in Medicare health insurance plans. Unlike agents who represent a single insurance company, brokers work with multiple insurers, offering a broader range of plan options, including Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D (prescription drug plans). Their goal is to match clients with the most suitable coverage based on their healthcare needs, budget, and preferred providers. Medicare brokers provide unbiased guidance, assist with enrollment, and often continue to support clients with plan reviews and changes during annual enrollment periods—all at no additional cost to the client, as brokers are typically compensated by the insurance companies.